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Mary Bennett |

What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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QUICK TIP: Are you paying for unnecessary car insurance?

Auto insurance is mandated by most states, but how much you actually buy beyond the minimum -- that's up to you.

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5 Top Tips To Make Your Home More Energy Efficient

Making your home energy efficient is a worthy goal that every homeowner can achieve. We have tracked down the best in class in multiple categories, bringing you a range of possibilities and price points to fit different approaches and budgets.

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How to choose the right kind of refinance for you

When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.

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Does Health Insurance Cover Alternative Medicine?

Alternative medicine is growing rapidly in popularity, but many of these treatments are still deemed “experimental” and insurance coverage varies widely among states and carriers.

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Want low property taxes? Then head to these lower-cost cities

Properties taxes increased by 4 percent nationwide last year, but the upward trend wasn’t unilateral. In fact, according to new data, some cities saw property tax rates as low as 0.35 percent last year.

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What Do You Do if You Have Been Denied Car Insurance?

Auto insurance is required in the US. But it's very difficult for some people to get car insurance, either because of high-risk factors or a poor driving record. So what you do if you can't get car insurance or if you're denied by your traditional carrier?

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What is a “Robo Advisor” and Should You Be Using One?

You probably never imagined taking financial advice from a computer program, but that’s exactly what a lot of people are doing these days. These programs are called robo advisors, and the best robo advisors have the potential to help you invest your money more effectively.

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What to Do If a Borrowed Car Gets Into an Accident

Auto insurance for your own driving and vehicle is one thing, and it’s pretty clear; such insurance covers events that happen while you’re behind the wheel. But what happens when you let your friend or family member drive your car and they get into an accident? Does your insurance still cover them? We’ll answer these questions and more below.

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How to refinance to pay off a mortgage faster

There are many reasons that a refinance can help you improve your financial picture. And real financial security comes from having a home with no mortgage. Here’s how to pay off a mortgage faster.

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